Wildcat Bank is your hometown financial partner — offering personal accounts, small business loans, and real financial guidance from people who know your name.
Open an Account Explore ServicesWhat We Offer
From everyday checking to business financing, Wildcat Bank delivers the financial products you need with the personal service you deserve.
No-fee checking accounts, high-yield savings, and CDs designed to help your money grow. Free online banking and mobile deposits included.
Competitive fixed and adjustable-rate mortgages, FHA loans, and refinancing options with local underwriting decisions — no waiting on distant committees.
Business checking, merchant services, SBA loans, and lines of credit tailored for startups and established local businesses alike.
Retirement planning, IRAs, and investment advisory services backed by experienced local financial advisors who understand your goals.
About Wildcat Bank
Wildcat Bank was founded over four decades ago with a single mission: to provide the residents and businesses of our community with banking services that are honest, accessible, and genuinely helpful. Unlike the mega-banks that treat customers as account numbers, we treat every member of our community as a neighbor.
Community banks like Wildcat Bank play a critical role in local economies. Studies consistently show that community banks fund a disproportionately large share of small business loans relative to their size. When you deposit your money at Wildcat Bank, that capital stays in the community — financing the new restaurant downtown, the contractor building homes in your neighborhood, and the family buying their first house.
Our loan decisions are made locally, by bankers who live here, shop here, and send their kids to the same schools. This means faster approvals, more flexible terms, and a banking relationship built on genuine understanding rather than algorithms. We're FDIC insured, financially strong, and deeply committed to being here for the long haul.
For over 40 years, Wildcat Bank has reinvested in local businesses, homeowners, and families — helping our community grow stronger, one account at a time.
Why Choose Us
Speak to a real banker who knows your history and cares about your financial future, not a call center script.
Loan approvals made locally — often within 24–48 hours — without waiting for distant corporate committees.
Your deposits are federally insured up to $250,000. Advanced digital security protects every transaction.
Better savings rates, lower loan fees, and fewer account charges compared to the national banking giants.
Full-featured mobile app, online bill pay, mobile check deposit, and real-time alerts — community banking meets modern tech.
We sponsor local schools, fund community projects, and reinvest deposits directly back into your neighborhood.
FAQ
You can open a personal or business account online in as little as 10 minutes, or visit any of our 18 branch locations with a valid government-issued ID and an initial deposit. Our bankers are happy to walk you through every option available based on your financial goals.
Absolutely. Wildcat Bank is a member of the FDIC (Federal Deposit Insurance Corporation), meaning your deposits are insured up to $250,000 per depositor, per account category. We also maintain strong capital ratios well above regulatory minimums, ensuring long-term financial stability.
We offer a comprehensive range of business financing solutions including SBA 7(a) and 504 loans, commercial real estate loans, equipment financing, business lines of credit, and agricultural loans. Our local business banking specialists work with you to structure financing that fits your specific situation.
Yes. Our digital banking platform includes a full-featured mobile app for iOS and Android, online bill pay, mobile check deposit, Zelle® money transfers, account alerts, and 24/7 account access. You get the convenience of a national bank with the personal service of a community institution.
Community banks like Wildcat Bank reinvest deposits locally, make lending decisions based on relationship and character — not just credit scores — and offer more personalized service. You're more likely to speak directly with a decision-maker, get flexible loan terms, and receive financial guidance tailored to your real-life situation rather than a one-size-fits-all product.
Join thousands of local families and businesses who trust Wildcat Bank with their financial future.
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